Invest Ksh 100,000 at Citibank N.A. Kenya for 3 years.
At Citibank N.A. Kenya's current weighted-average deposit rate of 7.29%, a Ksh 100,000 deposit grows to about Ksh 124,363 after 3 years — about Ksh 24,363 in interest, assuming monthly compounding and no withdrawals.
Final balance
Ksh 124,363
1.24× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 24,363
At 7.29% p.a.
Year by year
Contributions form the floor; interest compounds on top.
Could you earn more elsewhere?
The same Ksh 100,000 in Cytonn Money Market Fund — currently Kenya's top-yielding MMF at 9.39% net of 15% WHT — would grow to about Ksh 132,393 over the same 3 years. Run your own numbers on the compound interest calculator.