Real Time Rates
Rates · Updated just now
Rates · Updated just now
Kenya · Compound interest
Grow your shillings, not your guesses.
Model savings with live Kenyan Money Market Fund yields and bank deposit rates. Pick a fund, set your contribution, and watch compounding do its quiet work.
01 — Projection
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KESAdded at the end of each month.
MMFs · Feb 2026 · Banks · May 2025
CytonnGross 11.05%
Cytonn Asset Managers
9.39%
15 years
Most Kenyan MMFs accrue daily and credit monthly.
Show in today's money
Adjust for inflation to see real purchasing power.
Final balance
Ksh 4,326,818
2.28× total invested
Contributed
Ksh 1,900,000
Ksh 100,000 initial + Ksh 1,800,000 added
Interest earned
Ksh 2,426,818
+127.7% on what you put in
Growth over 15 years
Contributions build the floor; interest compounds on top.
ContributionsInterest
Yearly breakdown
End of year · KES| Year | Contributions | Interest | Balance |
|---|---|---|---|
| 0 | Ksh 100,000 | Ksh 0 | Ksh 100,000 |
| 1 | Ksh 220,000 | Ksh 15,106 | Ksh 235,106 |
| 2 | Ksh 340,000 | Ksh 43,460 | Ksh 383,460 |
| 3 | Ksh 460,000 | Ksh 86,359 | Ksh 546,359 |
| 4 | Ksh 580,000 | Ksh 145,231 | Ksh 725,231 |
| 5 | Ksh 700,000 | Ksh 221,640 | Ksh 921,640 |
| 6 | Ksh 820,000 | Ksh 317,307 | Ksh 1,137,307 |
| 7 | Ksh 940,000 | Ksh 434,120 | Ksh 1,374,120 |
| 8 | Ksh 1,060,000 | Ksh 574,152 | Ksh 1,634,152 |
| 9 | Ksh 1,180,000 | Ksh 739,680 | Ksh 1,919,680 |
| 10 | Ksh 1,300,000 | Ksh 933,203 | Ksh 2,233,203 |
| 11 | Ksh 1,420,000 | Ksh 1,157,467 | Ksh 2,577,467 |
| 12 | Ksh 1,540,000 | Ksh 1,415,485 | Ksh 2,955,485 |
| 13 | Ksh 1,660,000 | Ksh 1,710,568 | Ksh 3,370,568 |
| 14 | Ksh 1,780,000 | Ksh 2,046,348 | Ksh 3,826,348 |
| 15 | Ksh 1,900,000 | Ksh 2,426,818 | Ksh 4,326,818 |