Invest Ksh 10,000,000 at Credit Bank for 5 years.
At Credit Bank's current weighted-average deposit rate of 12.68%, a Ksh 10,000,000 deposit grows to about Ksh 18,788,761 after 5 years — about Ksh 8,788,761 in interest, assuming monthly compounding and no withdrawals.
Final balance
Ksh 18,788,761
1.88× your deposit
Deposited
Ksh 10,000,000
One-off, no withdrawals
Interest earned
Ksh 8,788,761
At 12.68% p.a.
Year by year
Contributions form the floor; interest compounds on top.
Could you earn more elsewhere?
The same Ksh 10,000,000 in Cytonn Money Market Fund — currently Kenya's top-yielding MMF at 9.39% net of 15% WHT — would grow to about Ksh 15,962,747 over the same 5 years. Run your own numbers on the compound interest calculator.