Invest Ksh 100,000 at Sidian Bank for 3 years.
At Sidian Bank's current weighted-average deposit rate of 9.07%, a Ksh 100,000 deposit grows to about Ksh 131,138 after 3 years — about Ksh 31,138 in interest, assuming monthly compounding and no withdrawals.
Final balance
Ksh 131,138
1.31× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 31,138
At 9.07% p.a.
Year by year
Contributions form the floor; interest compounds on top.
Could you earn more elsewhere?
The same Ksh 100,000 in Cytonn Money Market Fund — currently Kenya's top-yielding MMF at 9.39% net of 15% WHT — would grow to about Ksh 132,393 over the same 3 years. Run your own numbers on the compound interest calculator.