Citibank N.A. Kenya vs Commercial International Bank Kenya.
Head-to-head comparison using Central Bank of Kenya weighted-average rates. Lower lending is better for borrowers; higher deposit is better for savers.
Published rates
| Citibank N.A. Kenya | Commercial International Bank Kenya | Δ | |
|---|---|---|---|
| Lending rate | 10.36% | 20.00% | -9.64pp |
| Deposit rate | 7.29% | 10.42% | -3.13pp |
| Spread (lending − deposit) | 3.07% | 9.58% | -6.51pp |
Ksh 1,000,000 loan over 5 years
Standard amortising loan, fixed rate, no fees. Citibank N.A. Kenya is cheaper by Ksh 304,156 of interest.
Citibank N.A. Kenya
Ksh 21,425
Ksh 285,477 total interest
Commercial International Bank Kenya
Ksh 26,494
Ksh 589,633 total interest
Ksh 1,000,000 deposit over 10 years
Lump sum in a bank savings account at the weighted-average deposit rate, compounded monthly. Commercial International Bank Kenya pays more.
Citibank N.A. Kenya
Ksh 2,068,440
At 7.29% p.a.
Commercial International Bank Kenya
Ksh 2,822,158
At 10.42% p.a.