Which bank has the best deposit rate in Kenya today?

Credit Bank has the highest deposit rate in this Real Time Rates snapshot at 12.68%. The industry average deposit rate is 8.94%.

Can I calculate bank deposit returns for a custom amount?

Yes. The calculator on this page lets you edit amount, duration and monthly top-up, then estimates final balance, contributions and interest earned.

Updated 16 May 2026 · CBK data May 2025

Bank deposit rates today in Kenya.

Compare current Kenyan bank deposit rates, then edit amount, duration and monthly top-up to estimate your savings return.

Top bank deposit rate

12.68%

Credit Bank

Industry average

8.94%

CBK bank deposit average

Banks tracked

Central Bank of Kenya

Adjustable calculator

Change amount and duration

Estimate deposit growth at Credit Bank using the current deposit rate of 12.68% per year.

Amount to investDuration in yearsMonthly top-up

Final balance

Ksh 187,888

Total contribution

Ksh 100,000

Estimated interest

Ksh 87,888

This estimate uses monthly compounding and the displayed weighted-average deposit rate. Actual product terms may differ.

KCB Bank deposit rate today

KCB Bank Kenya is listed at 7.07% deposit rate and 15.76% lending rate. See the dedicated KCB bank deposit rate today page or use the KCB bank deposit calculator.

Current bank deposit rate ranking

Rates are weighted-average commercial bank deposit rates. Confirm product-specific terms with each bank before placing funds.

Rank	Bank	Deposit	Lending
1	Credit Bank	12.68%	19.41%
2	African Banking Corporation	12.63%	17.31%
3	Family Bank	11.64%	16.40%
4	Development Bank of Kenya	10.83%	16.63%
5	Paramount Bank	10.81%	14.47%
6	Equity Bank Kenya	10.76%	14.89%
7	Commercial International Bank Kenya	10.42%	20.00%
8	Prime Bank	10.39%	15.79%
9	Access Bank Kenya	10.31%	19.98%
10	Kingdom Bank	10.22%	15.80%
11	Bank of India	10.20%	14.94%
12	Bank of Baroda (Kenya)	10.19%	15.12%
13	SBM Bank Kenya	10.12%	18.09%
14	M-Oriental Bank	9.76%	16.17%
15	DIB Bank Kenya	9.72%	16.87%
16	Victoria Commercial Bank	9.70%	15.68%
17	Middle East Bank	9.66%	19.87%
18	Bank of Africa Kenya	9.52%	18.07%
19	Sidian Bank	9.07%	17.68%
20	ABSA Bank Kenya	8.88%	15.48%
21	Ecobank Kenya	8.78%	13.72%
22	UBA Kenya Bank	8.70%	16.90%
23	Gulf African Bank	8.54%	14.77%
24	Diamond Trust Bank Kenya	8.43%	15.44%
25	NCBA Bank Kenya	8.41%	15.68%
26	I&M Bank	8.38%	16.90%
27	Habib Bank A.G. Zurich	8.34%	14.55%
28	Guardian Bank	8.17%	13.57%
29	Guaranty Trust Bank	8.01%	15.61%
30	National Bank of Kenya	7.92%	15.87%
31	Stanbic Bank Kenya	7.56%	12.84%
32	Consolidated Bank of Kenya	7.31%	13.61%
33	Citibank N.A. Kenya	7.29%	10.36%
34	KCB Bank Kenya	7.07%	15.76%
35	HFC Limited	6.81%	18.99%
36	Co-operative Bank of Kenya	6.44%	16.10%
37	Standard Chartered Bank Kenya	3.14%	13.35%
38	Premier Bank Kenya	2.75%	15.12%