Citibank N.A. Kenya vs Standard Chartered Bank Kenya.
Head-to-head comparison using Central Bank of Kenya weighted-average rates. Lower lending is better for borrowers; higher deposit is better for savers.
Published rates
| Citibank N.A. Kenya | Standard Chartered Bank Kenya | Δ | |
|---|---|---|---|
| Lending rate | 10.36% | 13.35% | -2.99pp |
| Deposit rate | 7.29% | 3.14% | +4.15pp |
| Spread (lending − deposit) | 3.07% | 10.21% | -7.14pp |
Ksh 1,000,000 loan over 5 years
Standard amortising loan, fixed rate, no fees. Citibank N.A. Kenya is cheaper by Ksh 90,482 of interest.
Citibank N.A. Kenya
Ksh 21,425
Ksh 285,477 total interest
Standard Chartered Bank Kenya
Ksh 22,933
Ksh 375,959 total interest
Ksh 1,000,000 deposit over 10 years
Lump sum in a bank savings account at the weighted-average deposit rate, compounded monthly. Citibank N.A. Kenya pays more.
Citibank N.A. Kenya
Ksh 2,068,440
At 7.29% p.a.
Standard Chartered Bank Kenya
Ksh 1,368,328
At 3.14% p.a.