CBK Interest Rates Today
Central Bank of Kenya (CBK) interest rates and commercial bank average rates. These rates represent the weighted-average rates across all Kenyan commercial banks as reported by the CBK.
Last updated: 22 July 2026
Industry Average Lending Rate
15.99%
Industry Average Deposit Rate
8.94%
Rate Spread
7.06%
About Central Bank Rates
The Central Bank of Kenya (CBK) publishes weighted-average interest rates for commercial banks operating in Kenya. These rates represent the average lending and deposit rates across all commercial banks in the country.
Lending Rates: The average interest rate charged by banks to borrowers. This rate affects loan repayments and borrowing costs across Kenya.
Deposit Rates: The average interest rate paid by banks on customer deposits and savings accounts.
Rate Spread: The difference between lending and deposit rates. A wider spread indicates higher bank margins on lending.
Compare Individual Banks
View lending and deposit rates for individual banks in Kenya: