Invest Ksh 5,000,000 at KCB Bank Kenya for 20 years.
At KCB Bank Kenya's current weighted-average deposit rate of 7.07%, a Ksh 5,000,000 deposit grows to about Ksh 20,476,723 after 20 years — about Ksh 15,476,723 in interest, assuming monthly compounding and no withdrawals.
Final balance
Ksh 20,476,723
4.10× your deposit
Deposited
Ksh 5,000,000
One-off, no withdrawals
Interest earned
Ksh 15,476,723
At 7.07% p.a.
Year by year
Contributions form the floor; interest compounds on top.
Could you earn more elsewhere?
The same Ksh 5,000,000 in Cytonn Money Market Fund — currently Kenya's top-yielding MMF at 9.39% net of 15% WHT — would grow to about Ksh 32,463,888 over the same 20 years. Run your own numbers on the compound interest calculator.