Invest Ksh 100,000 in Apollo MMF for 5 years.
At Apollo Money Market Fund's current net yield of 7.22% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 143,471 after 5 years — about Ksh 43,471 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 143,471
1.43× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 43,471
At 7.22% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 187,888 over the same 5 years — that's -Ksh 44,416 less than Apollo Money Market Fund.