Invest Ksh 100,000 in Arvocap MMF for 5 years.
At Arvocap Money Market Fund's current net yield of 9.29% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 159,112 after 5 years — about Ksh 59,112 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 159,112
1.59× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 59,112
At 9.29% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 187,888 over the same 5 years — that's -Ksh 28,775 less than Arvocap Money Market Fund.