Invest Ksh 500,000 in Arvocap MMF for 20 years.
At Arvocap Money Market Fund's current net yield of 9.29% (after Kenya's 15% withholding tax), a Ksh 500,000 deposit grows to about Ksh 3,204,693 after 20 years — about Ksh 2,704,693 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 3,204,693
6.41× your deposit
Deposited
Ksh 500,000
One-off, no withdrawals
Interest earned
Ksh 2,704,693
At 9.29% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 500,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 6,231,069 over the same 20 years — that's -Ksh 3,026,376 less than Arvocap Money Market Fund.