Invest Ksh 500,000 in Britam MMF for 3 years.
At Britam Money Market Fund's current net yield of 8.06% (after Kenya's 15% withholding tax), a Ksh 500,000 deposit grows to about Ksh 636,753 after 3 years — about Ksh 136,753 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 636,753
1.27× your deposit
Deposited
Ksh 500,000
One-off, no withdrawals
Interest earned
Ksh 136,753
At 8.06% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 500,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 729,977 over the same 3 years — that's -Ksh 93,224 less than Britam Money Market Fund.