Invest Ksh 100,000 in Co-op MMF for 10 years.
At Co-op Money Market Fund's current net yield of 6.72% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 195,803 after 10 years — about Ksh 95,803 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 195,803
1.96× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 95,803
At 6.72% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 353,018 over the same 10 years — that's -Ksh 157,215 less than Co-op Money Market Fund.