Invest Ksh 100,000 in CPF MMF for 1 years.
At CPF Money Market Fund's current net yield of 6.73% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 106,961 after 1 year — about Ksh 6,961 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 106,961
1.07× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 6,961
At 6.73% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 113,444 over the same 1 year — that's -Ksh 6,483 less than CPF Money Market Fund.