Invest Ksh 5,000,000 in CPF MMF for 10 years.
At CPF Money Market Fund's current net yield of 6.73% (after Kenya's 15% withholding tax), a Ksh 5,000,000 deposit grows to about Ksh 9,799,936 after 10 years — about Ksh 4,799,936 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 9,799,936
1.96× your deposit
Deposited
Ksh 5,000,000
One-off, no withdrawals
Interest earned
Ksh 4,799,936
At 6.73% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 5,000,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 17,650,877 over the same 10 years — that's -Ksh 7,850,941 less than CPF Money Market Fund.