Invest Ksh 5,000,000 in Cytonn MMF for 15 years.
At Cytonn Money Market Fund's current net yield of 9.39% (after Kenya's 15% withholding tax), a Ksh 5,000,000 deposit grows to about Ksh 20,445,376 after 15 years — about Ksh 15,445,376 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 20,445,376
4.09× your deposit
Deposited
Ksh 5,000,000
One-off, no withdrawals
Interest earned
Ksh 15,445,376
At 9.39% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 5,000,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 33,163,811 over the same 15 years — that's -Ksh 12,718,434 less than Cytonn Money Market Fund.