Invest Ksh 100,000 in Etica MMF for 5 years.
At Etica Money Market Fund's current net yield of 8.43% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 152,417 after 5 years — about Ksh 52,417 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 152,417
1.52× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 52,417
At 8.43% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 187,888 over the same 5 years — that's -Ksh 35,470 less than Etica Money Market Fund.