Invest Ksh 100,000 in Faulu MMF for 3 years.
At Faulu Money Market Fund's current net yield of 7.62% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 125,681 after 3 years — about Ksh 25,681 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 125,681
1.26× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 25,681
At 7.62% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 145,995 over the same 3 years — that's -Ksh 20,314 less than Faulu Money Market Fund.