Invest Ksh 100,000 in Genghis MMF for 20 years.
At Genghis Money Market Fund's current net yield of 7.39% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 438,351 after 20 years — about Ksh 338,351 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 438,351
4.38× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 338,351
At 7.39% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 1,246,214 over the same 20 years — that's -Ksh 807,863 less than Genghis Money Market Fund.