Invest Ksh 250,000 in Kuza MMF for 3 years.
At Kuza Money Market Fund (KES)'s current net yield of 8.43% (after Kenya's 15% withholding tax), a Ksh 250,000 deposit grows to about Ksh 321,929 after 3 years — about Ksh 71,929 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 321,929
1.29× your deposit
Deposited
Ksh 250,000
One-off, no withdrawals
Interest earned
Ksh 71,929
At 8.43% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 250,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 364,988 over the same 3 years — that's -Ksh 43,059 less than Kuza Money Market Fund (KES).