Invest Ksh 100,000 in Mayfair MMF for 3 years.
At Mayfair Money Market Fund's current net yield of 5.75% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 118,826 after 3 years — about Ksh 18,826 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 118,826
1.19× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 18,826
At 5.75% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 145,995 over the same 3 years — that's -Ksh 27,170 less than Mayfair Money Market Fund.