Invest Ksh 100,000 in Sanlam MMF for 10 years.
At Sanlam Money Market Fund's current net yield of 7.60% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 213,811 after 10 years — about Ksh 113,811 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 213,811
2.14× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 113,811
At 7.60% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 353,018 over the same 10 years — that's -Ksh 139,207 less than Sanlam Money Market Fund.