Invest Ksh 100,000 at SBM Bank Kenya for 5 years.
At SBM Bank Kenya's current weighted-average deposit rate of 10.12%, a Ksh 100,000 deposit grows to about Ksh 165,513 after 5 years — about Ksh 65,513 in interest, assuming monthly compounding and no withdrawals.
Final balance
Ksh 165,513
1.66× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 65,513
At 10.12% p.a.
Year by year
Contributions form the floor; interest compounds on top.
Could you earn more elsewhere?
The same Ksh 100,000 in Cytonn Money Market Fund — currently Kenya's top-yielding MMF at 9.39% net of 15% WHT — would grow to about Ksh 159,627 over the same 5 years. Run your own numbers on the compound interest calculator.