Premier Bank Kenya loan calculator for Ksh 100,000 over 5 years.
Estimate repayment for a Premier Bank Kenya loan using the current 15.12% lending rate. Edit amount, term, rate and common Kenyan loan fees below.
Estimated monthly repayment
Ksh 2,385
60 monthly payments
Estimated total repayment
Ksh 143,118
Ksh 100,000 principal + interest
Estimated interest
Ksh 43,118
At 15.12%
Current Premier Bank Kenya loan interest rate
Premier Bank Kenya is listed at 15.12% weighted-average lending rate in this snapshot. The Kenya commercial-bank average is 15.99%.
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Loan details
KESCentral Bank of Kenya · May 2025
-0.87 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 2,721
For 60 months · incl. fees
Total repaid
Ksh 162,093
Principal Ksh 100,000 + Ksh 62,093 extras
Effective APR
22.98%
Advertised rate 15.12% · 43.1% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 100,000 |
| 1 | Ksh 14,144 | Ksh 14,480 | Ksh 85,520 |
| 2 | Ksh 25,940 | Ksh 31,307 | Ksh 68,693 |
| 3 | Ksh 35,008 | Ksh 50,863 | Ksh 49,137 |
| 4 | Ksh 40,905 | Ksh 73,589 | Ksh 26,411 |
| 5 | Ksh 43,118 | Ksh 100,000 | Ksh 0 |
What affects repayment?
Monthly repayment depends on loan amount, term, lending rate, processing fee, insurance and excise duty on interest.
Longer term tradeoff
A longer term can reduce monthly instalments but usually increases total interest paid over the life of the loan.
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Weighted-average rates differ by bank. Compare this loan against cheaper banks before applying.