Prime Bank loan calculator for Ksh 100,000 over 15 years.
Estimate repayment for a Prime Bank loan using the current 15.79% lending rate. Edit amount, term, rate and common Kenyan loan fees below.
Estimated monthly repayment
Ksh 1,454
180 monthly payments
Estimated total repayment
Ksh 261,736
Ksh 100,000 principal + interest
Estimated interest
Ksh 161,735
At 15.79%
Current Prime Bank loan interest rate
Prime Bank is listed at 15.79% weighted-average lending rate in this snapshot. The Kenya commercial-bank average is 15.99%.
Change loan details
Edit the values below; results update instantly.
Loan details
KESCentral Bank of Kenya · May 2025
-0.20 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 1,801
For 180 months · incl. fees
Total repaid
Ksh 311,825
Principal Ksh 100,000 + Ksh 211,825 extras
Effective APR
21.91%
Advertised rate 15.79% · 161.7% interest on principal
Repayment mix over 15 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 100,000 |
| 1 | Ksh 15,665 | Ksh 1,785 | Ksh 98,215 |
| 2 | Ksh 31,026 | Ksh 3,872 | Ksh 96,128 |
| 3 | Ksh 46,033 | Ksh 6,314 | Ksh 93,686 |
| 4 | Ksh 60,625 | Ksh 9,171 | Ksh 90,829 |
| 5 | Ksh 74,732 | Ksh 12,513 | Ksh 87,487 |
| 6 | Ksh 88,271 | Ksh 16,423 | Ksh 83,577 |
| 7 | Ksh 101,146 | Ksh 20,997 | Ksh 79,003 |
| 8 | Ksh 113,244 | Ksh 26,348 | Ksh 73,652 |
| 9 | Ksh 124,434 | Ksh 32,608 | Ksh 67,392 |
| 10 | Ksh 134,560 | Ksh 39,930 | Ksh 60,070 |
| 11 | Ksh 143,443 | Ksh 48,497 | Ksh 51,503 |
| 12 | Ksh 150,870 | Ksh 58,518 | Ksh 41,482 |
| 13 | Ksh 156,596 | Ksh 70,241 | Ksh 29,759 |
| 14 | Ksh 160,330 | Ksh 83,956 | Ksh 16,044 |
| 15 | Ksh 161,735 | Ksh 100,000 | Ksh 0 |
What affects repayment?
Monthly repayment depends on loan amount, term, lending rate, processing fee, insurance and excise duty on interest.
Longer term tradeoff
A longer term can reduce monthly instalments but usually increases total interest paid over the life of the loan.
Compare lenders
Weighted-average rates differ by bank. Compare this loan against cheaper banks before applying.