Invest Ksh 100,000 in Co-op MMF for 20 years.
At Co-op Money Market Fund's current net yield of 6.72% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 383,388 after 20 years — about Ksh 283,388 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 383,388
3.83× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 283,388
At 6.72% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 1,246,214 over the same 20 years — that's -Ksh 862,826 less than Co-op Money Market Fund.