Invest Ksh 250,000 in CPF MMF for 15 years.
At CPF Money Market Fund's current net yield of 6.73% (after Kenya's 15% withholding tax), a Ksh 250,000 deposit grows to about Ksh 685,993 after 15 years — about Ksh 435,993 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 685,993
2.74× your deposit
Deposited
Ksh 250,000
One-off, no withdrawals
Interest earned
Ksh 435,993
At 6.73% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 250,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 1,658,191 over the same 15 years — that's -Ksh 972,197 less than CPF Money Market Fund.