Invest Ksh 250,000 in CPF MMF for 3 years.
At CPF Money Market Fund's current net yield of 6.73% (after Kenya's 15% withholding tax), a Ksh 250,000 deposit grows to about Ksh 305,926 after 3 years — about Ksh 55,926 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 305,926
1.22× your deposit
Deposited
Ksh 250,000
One-off, no withdrawals
Interest earned
Ksh 55,926
At 6.73% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 250,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 364,988 over the same 3 years — that's -Ksh 59,063 less than CPF Money Market Fund.