Invest Ksh 100,000 in Cytonn MMF for 5 years.
At Cytonn Money Market Fund's current net yield of 9.39% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 159,910 after 5 years — about Ksh 59,910 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 159,910
1.60× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 59,910
At 9.39% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 187,888 over the same 5 years — that's -Ksh 27,978 less than Cytonn Money Market Fund.