Invest Ksh 250,000 in Cytonn MMF for 5 years.
At Cytonn Money Market Fund's current net yield of 9.39% (after Kenya's 15% withholding tax), a Ksh 250,000 deposit grows to about Ksh 399,774 after 5 years — about Ksh 149,774 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 399,774
1.60× your deposit
Deposited
Ksh 250,000
One-off, no withdrawals
Interest earned
Ksh 149,774
At 9.39% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 250,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 469,719 over the same 5 years — that's -Ksh 69,945 less than Cytonn Money Market Fund.