Invest Ksh 100,000 in Kuza MMF for 20 years.
At Kuza Money Market Fund (KES)'s current net yield of 8.43% (after Kenya's 15% withholding tax), a Ksh 100,000 deposit grows to about Ksh 539,680 after 20 years — about Ksh 439,680 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 539,680
5.40× your deposit
Deposited
Ksh 100,000
One-off, no withdrawals
Interest earned
Ksh 439,680
At 8.43% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 100,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 1,246,214 over the same 20 years — that's -Ksh 706,534 less than Kuza Money Market Fund (KES).