Invest Ksh 250,000 in Kuza MMF for 20 years.
At Kuza Money Market Fund (KES)'s current net yield of 8.43% (after Kenya's 15% withholding tax), a Ksh 250,000 deposit grows to about Ksh 1,349,199 after 20 years — about Ksh 1,099,199 in interest, assuming daily compounding and no withdrawals.
Final balance
Ksh 1,349,199
5.40× your deposit
Deposited
Ksh 250,000
One-off, no withdrawals
Interest earned
Ksh 1,099,199
At 8.43% net p.a.
Year by year
vs keeping it in a bank savings account
The same Ksh 250,000 at Credit Bank's deposit rate of 12.68% would grow to about Ksh 3,115,535 over the same 20 years — that's -Ksh 1,766,336 less than Kuza Money Market Fund (KES).