Bank of Baroda (Kenya) loan rate today.
Bank of Baroda (Kenya) prices loans at a weighted-average of 15.12% per the Central Bank of Kenya — ranked #13 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 23,853/month.
Lending rate
15.12%
#13 of 38 cheapest
Monthly (1M · 5y)
Ksh 23,853
Industry avg Ksh 24,315
Total interest (1M · 5y)
Ksh 431,178
vs Ksh 458,907 at industry avg
Calculate your Bank of Baroda (Kenya) loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCentral Bank of Kenya · May 2025
-0.87 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 27,206
For 60 months · incl. fees
Total repaid
Ksh 1,575,931
Principal Ksh 1,000,000 + Ksh 575,931 extras
Effective APR
20.63%
Advertised rate 15.12% · 43.1% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 141,438 | Ksh 144,798 | Ksh 855,202 |
| 2 | Ksh 259,399 | Ksh 313,072 | Ksh 686,928 |
| 3 | Ksh 350,078 | Ksh 508,629 | Ksh 491,371 |
| 4 | Ksh 409,051 | Ksh 735,891 | Ksh 264,109 |
| 5 | Ksh 431,178 | Ksh 1,000,000 | Ksh 0 |
About this loan rate
This page focuses on the current Bank of Baroda (Kenya) loan rate and repayment calculator. Compare all banks on the loan interest rates today page.
Popular Bank of Baroda (Kenya) loan scenarios
Pre-calculated repayments at Bank of Baroda (Kenya)'s current lending rate.
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- Bank of Baroda (Kenya)