Citibank N.A. Kenya loan rate today.
Citibank N.A. Kenya prices loans at a weighted-average of 10.36% per the Central Bank of Kenya — ranked #1 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 21,425/month.
Lending rate
10.36%
#1 of 38 cheapest
Monthly (1M · 5y)
Ksh 21,425
Industry avg Ksh 24,315
Total interest (1M · 5y)
Ksh 285,477
vs Ksh 458,907 at industry avg
Calculate your Citibank N.A. Kenya loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCentral Bank of Kenya · May 2025
-5.63 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 23,985
For 60 months · incl. fees
Total repaid
Ksh 1,400,128
Principal Ksh 1,000,000 + Ksh 400,128 extras
Effective APR
14.83%
Advertised rate 10.36% · 28.5% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 96,098 | Ksh 160,998 | Ksh 839,002 |
| 2 | Ksh 174,701 | Ksh 339,490 | Ksh 660,510 |
| 3 | Ksh 233,908 | Ksh 537,378 | Ksh 462,622 |
| 4 | Ksh 271,612 | Ksh 756,769 | Ksh 243,231 |
| 5 | Ksh 285,477 | Ksh 1,000,000 | Ksh 0 |
About this loan rate
This page focuses on the current Citibank N.A. Kenya loan rate and repayment calculator. Compare all banks on the loan interest rates today page.
Popular Citibank N.A. Kenya loan scenarios
Pre-calculated repayments at Citibank N.A. Kenya's current lending rate.
All Kenyan lenders
- Citibank N.A. Kenya 10.36%
- Stanbic Bank Kenya 12.84%
- Standard Chartered Bank Kenya 13.35%
- Guardian Bank 13.57%
- Consolidated Bank of Kenya 13.61%
- Ecobank Kenya 13.72%
- Paramount Bank 14.47%
- Habib Bank A.G. Zurich 14.55%
- Gulf African Bank 14.77%
- Equity Bank Kenya 14.89%
- Bank of India 14.94%
- Premier Bank Kenya 15.12%
- Bank of Baroda (Kenya)