Sidian Bank loan rate today.
Sidian Bank prices loans at a weighted-average of 17.68% per the Central Bank of Kenya — ranked #31 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 25,220/month.
Lending rate
17.68%
#31 of 38 cheapest
Monthly (1M · 5y)
Ksh 25,220
Industry avg Ksh 24,315
Total interest (1M · 5y)
Ksh 513,180
vs Ksh 458,907 at industry avg
Calculate your Sidian Bank loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCentral Bank of Kenya · May 2025
+1.69 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 29,000
For 60 months · incl. fees
Total repaid
Ksh 1,674,842
Principal Ksh 1,000,000 + Ksh 674,842 extras
Effective APR
23.75%
Advertised rate 17.68% · 51.3% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 166,085 | Ksh 136,551 | Ksh 863,449 |
| 2 | Ksh 305,973 | Ksh 299,299 | Ksh 700,701 |
| 3 | Ksh 414,636 | Ksh 493,272 | Ksh 506,728 |
| 4 | Ksh 486,085 | Ksh 724,459 | Ksh 275,541 |
| 5 | Ksh 513,180 | Ksh 1,000,000 | Ksh 0 |
About this loan rate
This page focuses on the current Sidian Bank loan rate and repayment calculator. Compare all banks on the loan interest rates today page.
Popular Sidian Bank loan scenarios
Pre-calculated repayments at Sidian Bank's current lending rate.
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