Habib Bank A.G. Zurich loan rate today.
Habib Bank A.G. Zurich prices loans at a weighted-average of 14.55% per the Central Bank of Kenya — ranked #8 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 23,554/month.
Lending rate
14.55%
#8 of 38 cheapest
Monthly (1M · 5y)
Ksh 23,554
Industry avg Ksh 24,315
Total interest (1M · 5y)
Ksh 413,262
vs Ksh 458,907 at industry avg
Calculate your Habib Bank A.G. Zurich loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCentral Bank of Kenya · May 2025
-1.44 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 26,813
For 60 months · incl. fees
Total repaid
Ksh 1,554,318
Principal Ksh 1,000,000 + Ksh 554,318 extras
Effective APR
19.93%
Advertised rate 14.55% · 41.3% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 135,974 | Ksh 146,679 | Ksh 853,321 |
| 2 | Ksh 249,123 | Ksh 316,182 | Ksh 683,818 |
| 3 | Ksh 335,897 | Ksh 512,060 | Ksh 487,940 |
| 4 | Ksh 392,191 | Ksh 738,419 | Ksh 261,581 |
| 5 | Ksh 413,262 | Ksh 1,000,000 | Ksh 0 |
About this loan rate
This page focuses on the current Habib Bank A.G. Zurich loan rate and repayment calculator. Compare all banks on the loan interest rates today page.
Popular Habib Bank A.G. Zurich loan scenarios
Pre-calculated repayments at Habib Bank A.G. Zurich's current lending rate.
All Kenyan lenders
- Citibank N.A. Kenya 10.36%
- Stanbic Bank Kenya 12.84%
- Standard Chartered Bank Kenya 13.35%
- Guardian Bank 13.57%
- Consolidated Bank of Kenya 13.61%
- Ecobank Kenya 13.72%
- Paramount Bank 14.47%
- Habib Bank A.G. Zurich 14.55%
- Gulf African Bank 14.77%
- Equity Bank Kenya 14.89%
- Bank of India 14.94%
- Premier Bank Kenya 15.12%
- Bank of Baroda (Kenya)