Standard Chartered Bank Kenya loan rate today.
Standard Chartered Bank Kenya prices loans at a weighted-average of 13.35% per the Central Bank of Kenya — ranked #3 of 38 cheapest. A Ksh 1,000,000 loan over 5 years runs at about Ksh 22,933/month.
Lending rate
13.35%
#3 of 38 cheapest
Monthly (1M · 5y)
Ksh 22,933
Industry avg Ksh 24,315
Total interest (1M · 5y)
Ksh 375,959
vs Ksh 458,907 at industry avg
Calculate your Standard Chartered Bank Kenya loan
Enter any loan amount and term to see your monthly repayment, total cost, and full amortisation schedule.
Loan details
KESCentral Bank of Kenya · May 2025
-2.64 pp vs industry average
Fees & duties
Processing, insurance, and 20% excise on interest.
CRB check, legal, valuation, stamp duty.
Monthly payment
Ksh 25,991
For 60 months · incl. fees
Total repaid
Ksh 1,509,312
Principal Ksh 1,000,000 + Ksh 509,312 extras
Effective APR
18.47%
Advertised rate 13.35% · 37.6% interest on principal
Repayment mix over 5 years
Early payments lean on interest; later ones clear principal.
Amortisation (yearly)
End of year · KES| Year | Interest paid | Principal paid | Balance |
|---|---|---|---|
| 0 | Ksh 0 | Ksh 0 | Ksh 1,000,000 |
| 1 | Ksh 124,501 | Ksh 150,691 | Ksh 849,309 |
| 2 | Ksh 227,606 | Ksh 322,777 | Ksh 677,223 |
| 3 | Ksh 306,279 | Ksh 519,296 | Ksh 480,704 |
| 4 | Ksh 357,050 | Ksh 743,717 | Ksh 256,283 |
| 5 | Ksh 375,959 | Ksh 1,000,000 | Ksh 0 |
About this loan rate
This page focuses on the current Standard Chartered Bank Kenya loan rate and repayment calculator. Compare all banks on the loan interest rates today page.
Popular Standard Chartered Bank Kenya loan scenarios
Pre-calculated repayments at Standard Chartered Bank Kenya's current lending rate.
All Kenyan lenders
- Citibank N.A. Kenya 10.36%
- Stanbic Bank Kenya 12.84%
- Standard Chartered Bank Kenya 13.35%
- Guardian Bank 13.57%
- Consolidated Bank of Kenya 13.61%
- Ecobank Kenya 13.72%
- Paramount Bank 14.47%
- Habib Bank A.G. Zurich 14.55%
- Gulf African Bank 14.77%
- Equity Bank Kenya 14.89%
- Bank of India 14.94%
- Premier Bank Kenya 15.12%
- Bank of Baroda (Kenya)